Personal Contract Purchase Car Finance - Dorsia Finance
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WE OFFER

Personal Contract Purchase (PCP) Car Finance


Over 11 years of experience providing bespoke Personal Contract Purchase (PCP) finance for sports, luxury and classic cars

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WHY DORSIA FINANCE

Personal Contract Purchase (PCP) Possibilities Not Available Through Other Lenders

At Dorsia Finance, we specialise in prestige car finance and provide competitive Personal Contract Purchase (PCP) finance options for your dream luxury, sports or classic car

With 11 years of experience, superb industry insight and backed by the support of independent financial experts, we are well-placed to give you the best advice for your individual needs.

We pride ourselves on delivering a tailored, discreet and proactive experience. With a business built on referrals, we’re confident we’re doing things right for our clients.

Is Personal Contract Purchase (PCP) Right For You? 

If you are looking to reduce your monthly payments and change your car frequently then PCP is right for you.

With PCP you pay an upfront deposit (usually 10% or higher) and then pay off anywhere from 50% to 75% of the remaining value of the car in regular monthly instalments. At the end of the agreement you have the option to pay the remaining balance of the car, known as the ballon payment, if you want to keep the car. The monthly instalments are fixed based on the agreed interest and the length of the agreement. At the end of the agreement, you have three options:

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Advantages:

  • Reduce your monthly cost
  • Change your car every couple of years
  • Fixed interest rate and monthly payments

How Does It Work?

Being a broker, we have made the process quicker and easier than if you were to search the market yourself.

Get a personalised quote in three simple steps. Once you have sent us your application, it is picked up by one of our team members. Then, through our network of lenders, we will access better rates than what is available on the high street.

The result is you get the perfect finance deal for the classic car you’ve got your eyes on.

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9.4% Representative APR


DORSIA FINANCE IS A CREDIT BROKER AND NOT A LENDER.

We have a network of over 40 finance lenders and, as such, have access to funds and finance options designed to purchase luxury, sports and classic cars. Whilst we prefer you buy through a dealer, we can often support you through a private purchase where required.

Our experienced, professional staff can swiftly arrange the most suitable finance option to meet your needs.

We deal with various financial institutions to give our customers more competitive options. For your protection, we are authorised and regulated by the Financial Conduct Authority to sell consumer credit.

If you want to finance an asset for your business, try our asset finance calculator.

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Hire Purchase (HP)

Hire Purchase (HP)

Own your car by paying off the full value in equal monthly instalments over a fixed period.

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Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

Reduce the monthly cost of a new car by deferring an optional ballon payment to the end of the agreement.

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Balanced Payment Plan

Balanced Payment Plan

Fixed monthly payments at a variable interest rate.

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Lease Purchase

Lease Purchase

Reduce the monthly cost of a new cost with a mandatory ballon payment at the end of the term.

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Refinancing

Refinancing

Release Equity by taking out a new finance agreement to pay off the outstanding balance on an existing car finance loan.

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Contract Hire

Contract Hire

Fund the use of the vehicle, but not the purchase of it.

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