These are our Car Finance Options Over 21 years of experience providing bespoke finance for luxury, sports and classic cars Trustpilot Get a Quote → Hire Purchase (HP) → Hire Purchase (HP) Own your car by paying off the full value in equal monthly instalments over a fixed period. FIND OUT MORE → Personal Contract Purchase (PCP) → Personal Contract Purchase (PCP) Reduce the monthly cost of a new car by deferring an optional ballon payment to the end of the agreement. FIND OUT MORE → Balanced Payment Plan → Balanced Payment Plan Fixed monthly payments at a variable interest rate. FIND OUT MORE → Lease Purchase → Lease Purchase Reduce the monthly cost of a new cost with a mandatory ballon payment at the end of the term. FIND OUT MORE → Refinancing → Refinancing Release Equity by taking out a new finance agreement to pay off the outstanding balance on an existing car finance loan. FIND OUT MORE → Contract Hire → Contract Hire Fund the use of the vehicle, but not the purchase of it. FIND OUT MORE →